Davis couple uses TCU equity loan
for Cabo San Lucas getaway

It didn’t take long for Don Swift and his wife, Melinda, to decide to buy a time-share unit in a new development in Cabo San Lucas, Mexico, during a trip there last September. The Davis couple made the down payment on their credit card and returned home with the goal of financing the purchase through a home equity loan.

And they didn’t have to wait long to get that loan—thanks to our knowledgeable and responsive staff.

“It was probably the least effort I’ve ever put into getting a loan,” said Don, a local construction executive who said he didn’t shop elsewhere for a loan because of TCU’s competitive rates.

“By far, it was the smoothest loan that I’ve ever done.”

Don explained that Melinda was in a TCU branch shortly after their trip and asked someone there about home equity loans. She was told the real estate lending department handles such loans and was given the name of a person to call. When she returned home, the contact had already called the Swifts to say they were pre-approved for the loan. After a quick loan processing, the home equity loan was signed at their home and funded shortly thereafter, Don said.

“Getting a home equity loan was effortless, and I would recommend Travis Credit Union to others,” said Don, one of the first residents to become a member at the Davis Branch when it opened in May 2006.

If you’re interested in a home equity loan, home equity line-of-credit, or any other real estate loan product, please contact our real estate lending department at (707) 469-2000 or (888) 698-0000.