<%@LANGUAGE="JAVASCRIPT" CODEPAGE="65001"%> Free Seminars :: Smart Money Matters - April 2008
  Building lifelong relationships with our members to help them achieve their financial goals April 2008 - Volume 2, No. 2
 
Millionaire for a Day
Drawing Contest
Please join us for our
57th annual meeting
Meet the winner of the
Napa branch Super Sale
Couple uses TCU equity loan for Cabo vacation getaway
Branch updates
Free seminars
Holiday closures
Contact information

 

 


Free Seminars

Using Home Equity

Thursday, April 24 at 6 p.m.
TCU Community Room
One Travis Way, Vacaville
To RSVP, call (707) 449-4000 or (800) 877-8328 by April 22, 2008

Many homeowners wonder if they should refinance their existing mortgage to get a better deal
or take out a home equity loan to attain an important financial goal. This presentation covers
how refinancing and home equity products work, the benefits and drawbacks of each, and how you can use them to their greatest advantage.


First-Time Home Buyer

Tuesday, May 13, 2008 at 6 p.m.
TCU Community Room
One Travis Way, Vacaville
To RSVP, call (707) 449-4000 or (800) 877-8328 by May 9, 2008

Preparation for home ownership begins long before the purchase actually takes place. This seminar covers pre-purchase issues such as budgeting, determining how much house is affordable, saving for a down payment and other costs, credit reports and debt-to-income ratios, as well as the mortgage lending process.


Financial First Aid

Thursday, May 22, 2008 at 6:00 p.m.
TCU Community Room
One Travis Way, Vacaville
To RSVP, call (707) 449-4000 or (800) 877-8328 by May 20, 2008

There are many circumstances in life that can destroy even the best money management plan.
A job loss, unplanned medical expenses, or other personal crises can financially devastate a family. This seminar is specifically to help members focus on regaining control of the financial situation through careful financial assessment, expense prioritization, and effective negotiation and payment plans with creditors.


Long-term-care insurance

Thursday, June 5, 2008
Two sessions available: 10 a.m. or 6 p.m.

TCU Community Room
One Travis Way, in Vacaville
To RSVP, call (707) 449-4000 or (800) 877-8328 by June 3, 2008

Please join us for a presentation about the things you should know when buying a long-term care insurance policy.

• Reasons for buying
• When to buy
• Assessing policy coverage
• How to compare coverage
• How to protect your assets

Light refreshments will be served. Prize drawing follows seminar.


Securities and insurance offered through
LPL Financial and its affiliates, Member FINRA/SIPC.
Financial consultants are licensed through LPL Financial.
Investment Products Are

Not NCUA Insured No Credit Union Guarantee May Lose Value

MyCommunityMortgage®

Tuesday, June 24, 2008 at 6 p.m.
TCU Community Room
One Travis Way, Vacaville
To RSVP, call (707) 449-4000 or (800) 877-8328 by June 20, 2008

Learn about this mortgage program that serves low- to middle-income buyers of family homes and buyers in underserved neighborhoods. A MyCommunityMortgage loan is ideal for borrowers with limited funds for a down payment and closings costs, as well as for those who need extra flexibility on credit, income sources or access to special options.

 

 


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Love the home you're in

 

Ready. Set. Buy that house!

 

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to pay for college

 

Don't face tough financial
challenges alone

 

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during volatile times

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