For many of us, each January arrives with renewed optimism and expectations of a new year.
Unfortunately, it may also bring a specter from the immediate past
— bills from your recent
holiday spending spree.
Resolve to take a financially healthier path in 2008. Commit today to saving a little money each
month and you’ll end up with available cash for the holidays and lower credit card balances
next January. Now that’s a resolution worth keeping!
Target your savings at Travis Credit Union
Keeping this resolution is easy, especially with Travis Credit Union at your side. First, establish
a goal for your savings and determine how much you need to put away each month to get there.
Write down this amount so you’ll be reminded of your savings goal throughout the year.
Now, start saving. The easiest way to do this is to have your money deposited directly into your
account through Direct Deposit or payroll deduction. For
example, TCU’s Target share savings
account is a convenient way to begin the habit of saving. You can use this account to save for
the holidays, a down payment on a new car, education expenses or for
whatever other “target”
you may have in mind. And you’ll earn
dividends on your balance.
What’s more, there is no minimum balance needed and no monthly service charge. Plus, you’ll
enjoy unlimited deposits, in-person
withdrawals and transfers.
Our share certificates pay
higher dividends
We also offer share certificate accounts to help you save money. With a minimum deposit of
just $500, you can open a share certificate account that earns dividends and offers flexible
maturity options to match your needs.
Share certificates are a secure investment option, and along
with other TCU deposit accounts,
are federally insured to $100,000
by the National Credit Union Administration.
Please visit a branch or call our member service center to open a Target share savings or
share
certificate account. Or, if you’re an Online Banking-user, you can log into your account
and open these accounts online 24 hours, seven days a week.
Save the
old-fashioned way
Of course, there is the time-honored way of saving: simply set aside cash each payday for
your holiday spending. No matter
how you do it, saving for the
short- or long-term will put you
on better financial footing next year.
As for your bills from last holiday season, consider consolidating them into a single payment
using your TCU VISA® credit card.
