Are you driving a
SOUR LOAN?
Refinance today with us!


If your high-rate auto loan with another lender is putting the squeeze on your budget, Travis Credit Union has a simple solution. Refinance now to save money on finance charges and loosen up your tight budget. Best of all you decide if you want to defer your first payment for 90 days.**

Turn your sour loan into budget-refreshing lemonade when you apply for a low-rate, TCU vehicle loan.

To learn more and apply online, click here or visit any of our 19 convenient branch locations. If you have questions about this offer, please call our friendly member service center at (707) 449-4000 or (800) 877-8328.

*APR= Annual percentage rate. For example, at 4.99% APR for 48 months on 2007 or new models, payments are $23.03 per month per $1,000 financed, based on $0 down. Final rate will be based on credit score and loan-to-value ratio. Other rates and restrictions apply to older vehicles. Offer does not apply to existing Travis Credit Union vehicle loans.

**The interest on your vehicle loan will continue to accrue from the date your vehicle loan is funded and transferred.

 



Access your home’s equity with a 90-day introductory rate as low as 3.99% APR, which makes it easier than ever to turn the inside of your home into your favorite place to wait out those cold winter months!

Whether it’s a kitchen remodel, new wood flooring, soft leather furniture or a fresh coat of paint for every room, Travis Credit Union has the low-cost home equity line-of-credit you need to make your house your warm winter hideaway! If you take an advance of $10,000 or more at closing we’ll waive the closing cost.

Introductory rate
for the first 90 days

After discounted
rate expires

 

Improve at your own pace!
You can access your home equity line-of-credit at closing or any time during the first 10 years. Plenty of time to do whatever you want–whenever you want!

Get pre-approved in minutes!
This incredible rate is available for a limited time only, so don’t
wait. Call our friendly, knowledgeable staff or click here to learn more and get instant online approval today!

 

*APR=Annual Percentage Rate. At 3.99%, the interest payment on a $50,000 loan balance would be $166.25. The rate is 1.51% less than regular rate for which the member qualifies. Fully indexed APR is based on prime rate. Floor of 4.00% on fully indexed loan. The lowest fully indexed rate offered is 5.50% APR and the maximum is 18%. At 5.50%, the interest payment on a $50,000 loan balance would be $229.17. Rate quoted as of January 31, 2008, is subject to change quarterly, and is based on 80% loan-to-value (LTV) or less and credit approval. Higher LTV and rate options are available.

† Interest-only minimum payments for the first 10 years, amortized over remaining 15 years. Owner-occupied primary residence and California second mortgages only. If account is closed within 3 years, a $350 early-closure fee applies. Other restrictions and fees may apply. Discount does not apply to existing Travis Credit Union HELOC loans.



Save on dental care with
Dental Benefits Plus*

We are always looking for ways to make TCU members’ lives better, safer and healthier. With this in mind, we’re proud to offer Dental Benefits Plus to our members. While Dental Benefits Plus is not insurance, it does provide discounted rates on more than 170 dental care procedures, including NO CHARGE** for routine exams and bitewing x-rays. And there are no claim forms, limits on savings or exclusions for prior conditions.

Dental Benefits Plus also saves you money on prescription drugs, vision, chiropractic services and more without the premiums of traditional insurance.

Call toll free at (800) 818-7587 or visit www.dentalbenefitsplus.com/Travis

THIS PROGRAM IS NOT INSURANCE
This plan provides contracted discounts at certain providers for services and does not make payments to the providers. The plan member is obligated to pay for all services when services are rendered. This discount card program contains a 30-day cancellation period. Dental Benefits Plus is a discount dental plan which provides negotiated fees for services and is offered by Benefit Services of America, Inc., a Florida-licensed DMPO, located at 101 Wymore Rd., Ste. 300, Altamonte Springs, FL 32714. NOT AVAILABLE IN FLORIDA.

*Dental network is provided by Signature Agency, Inc., a GE Financial Company.

**Colorado and Maryland residents are subject to a minimum of $1 fee per service and Washington state residents are subject to a minimum of $10 fee per service.





Member Service Center

Account assistance and information
(707) 449-4000 or (800) 877-8328

Real Estate Lending Department
First mortgages and home equity loans
(707) 469-2000 or (888) 698-0000


NCUA–Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States government.

Equal Housing Lender
2-08