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Checking Account Rates
  As of   4/1/2008
ACCOUNT NAME MINIMUM
DEPOSIT		 MINIMUM
BALANCE		 DIVIDEND
RATE		 ANNUAL
PERCENTAGE
YIELD (APY)		 COMPOUND
FREQUENCY
Free Checking $50 N/A N/A N/A N/A
Dividend Checking $50 $0 TO $499.99 0.00% N/A N/A
$500 OR MORE 0.25%  0.25%  Monthly
Silver Wings Checking $50 $0 TO $499.99 0.00% N/A N/A
$500 OR MORE 0.25%  0.25%  Monthly
Investor Checking $50 $0 TO $999.99 0.00% N/A N/A
$1,000 OR 4,999.99 0.25%  0.25%  Monthly
$5,000 TO $9,999.99 0.50%  0.50% 
$10,000 OR $24,999.99 1.49%  1.50% 
$25,000 TO $49,999.99 1.98%  2.00% 
$50,000 OR MORE 2.47%  2.50% 
Health Savings Account $50 $0 TO $99.99 0.00% N/A N/A
$100 OR MORE 2.96%  3.00%  Monthly
Dividends are earned from day of deposit to day of withdrawal on full amount in the account at the end of each day.  Dividends compound monthly and are credited the first day of the following month. Fees could reduce earnings on Dividend Checking and Investor Checking. Rates are subject to change without notice.  To obtain further information, call or write for a copy of the appropriate initial account disclosure or click on the "Disclosures" link below.
 
 
 

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